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  1. Asked: July 13, 2024

    Are bankers in United?

    pardeep
    pardeep Beginner I am a 54-year-old Chief Manager at Punjab National Bank, Karnal Circle where I have been serving since 2016 in Scale-IV. My journey began in 1988 when I joined eNBI as a Clerk Typist, and after its merger with PNB in 1993, I climbed the ranks to my current senior executive position through hard work and dedication. I hold a post-graduate degree along with fourteen additional technical and professional qualifications, reflecting my commitment to continuous learning and professional development. Despite complete hearing loss at the age of seven, my early ability to hear allowed me to learn speech, enabling me to communicate effectively through lip-reading. My career is marked by three consecutive promotions in 2004, 2008, and 2011, moving from Scale I to III. In Scale I and II, I excelled in the Technical Stream (Rajbhasha), and in 2009, I opted for the mainstream. From 2011 to 2016, I worked as the second-in-command at RAB Karnal, setting new benchmarks in retail lending, particularly in car loans. I am proficient in supervising various sections, providing guidance, and ensuring efficient operations. My tenure in the Rajbhasha Stream was distinguished by significant contributions to the promotion and implementation of the official language in the bank. My tech-savvy nature allowed me to make substantial contributions to the IT department, participating in several key projects voluntarily.

    Against Privatization of PSBs, Associations and Unions are fighting on behalf of Bankers.  Though Modi Govt is hell bent upon privatization/limiting number of PSBs and PSU, as per recent Govt sources, Modi Govt may stop privatization and work on improvement of PSU companies.

    Against Privatization of PSBs, Associations and Unions are fighting on behalf of Bankers.  Though Modi Govt is hell bent upon privatization/limiting number of PSBs and PSU, as per recent Govt sources, Modi Govt may stop privatization and work on improvement of PSU companies.

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  2. Asked: July 13, 2024

    What after JAIIB/CAIIB???

    pardeep
    pardeep Beginner I am a 54-year-old Chief Manager at Punjab National Bank, Karnal Circle where I have been serving since 2016 in Scale-IV. My journey began in 1988 when I joined eNBI as a Clerk Typist, and after its merger with PNB in 1993, I climbed the ranks to my current senior executive position through hard work and dedication. I hold a post-graduate degree along with fourteen additional technical and professional qualifications, reflecting my commitment to continuous learning and professional development. Despite complete hearing loss at the age of seven, my early ability to hear allowed me to learn speech, enabling me to communicate effectively through lip-reading. My career is marked by three consecutive promotions in 2004, 2008, and 2011, moving from Scale I to III. In Scale I and II, I excelled in the Technical Stream (Rajbhasha), and in 2009, I opted for the mainstream. From 2011 to 2016, I worked as the second-in-command at RAB Karnal, setting new benchmarks in retail lending, particularly in car loans. I am proficient in supervising various sections, providing guidance, and ensuring efficient operations. My tenure in the Rajbhasha Stream was distinguished by significant contributions to the promotion and implementation of the official language in the bank. My tech-savvy nature allowed me to make substantial contributions to the IT department, participating in several key projects voluntarily.

    After JAIIB and CAIIB, you can do any number of certificate courses offered by IIBF, as per your interest. Some easy and/or popular one are digital banking, KYC/AML, MSME etc. Also nowadays Bank's reimburse course fee and/or incentives for passing such courses.  Do check related circular of your BanRead more

    After JAIIB and CAIIB, you can do any number of certificate courses offered by IIBF, as per your interest. Some easy and/or popular one are digital banking, KYC/AML, MSME etc. Also nowadays Bank’s reimburse course fee and/or incentives for passing such courses.  Do check related circular of your Bank, if any.

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  3. Asked: July 13, 2024

    Hi, I am Bhanu Srivastav, I developed this Forum for Bankpediaa, please tell me what issues you are facing on this portal?

    pardeep
    pardeep Beginner I am a 54-year-old Chief Manager at Punjab National Bank, Karnal Circle where I have been serving since 2016 in Scale-IV. My journey began in 1988 when I joined eNBI as a Clerk Typist, and after its merger with PNB in 1993, I climbed the ranks to my current senior executive position through hard work and dedication. I hold a post-graduate degree along with fourteen additional technical and professional qualifications, reflecting my commitment to continuous learning and professional development. Despite complete hearing loss at the age of seven, my early ability to hear allowed me to learn speech, enabling me to communicate effectively through lip-reading. My career is marked by three consecutive promotions in 2004, 2008, and 2011, moving from Scale I to III. In Scale I and II, I excelled in the Technical Stream (Rajbhasha), and in 2009, I opted for the mainstream. From 2011 to 2016, I worked as the second-in-command at RAB Karnal, setting new benchmarks in retail lending, particularly in car loans. I am proficient in supervising various sections, providing guidance, and ensuring efficient operations. My tenure in the Rajbhasha Stream was distinguished by significant contributions to the promotion and implementation of the official language in the bank. My tech-savvy nature allowed me to make substantial contributions to the IT department, participating in several key projects voluntarily.

    Congratulations Bhanu on taking initiative to develop this Forum.  I am 55 years old, differently able tech savvy Banker.  This is my first experience with Forum and so far I haven't faced any issue but will certainly ask you in case of any issue.  Once again congratulations and Best Wishes.

    Congratulations Bhanu on taking initiative to develop this Forum.  I am 55 years old, differently able tech savvy Banker.  This is my first experience with Forum and so far I haven’t faced any issue but will certainly ask you in case of any issue.  Once again congratulations and Best Wishes.

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  4. Asked: July 13, 2024

    SBI का इंटरनल सर्कुलर कब आएगा 12 बाईपार्टिट सेटलमेंट का?

    haariom55@gmail.com
    haariom55@gmail.com Beginner

    अभी नहीं आएगा।

    अभी नहीं आएगा।

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  5. Asked: July 13, 2024

    Hi, I am Bhanu Srivastav, I developed this Forum for Bankpediaa, please tell me what issues you are facing on this portal?

    Bhanu Srivastav
    Bhanu Srivastav Developer https://www.amazon.in/stores/author/B089MDS664/about

    Hi Himanshu here is Edit profile - https://forum.bankpediaa.com/settings/edit/ Your profile - https://forum.bankpediaa.com/profile/himanshu/

    Hi Himanshu here is
    Edit profile – https://forum.bankpediaa.com/settings/edit/
    Your profile – https://forum.bankpediaa.com/profile/himanshu/

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  6. Asked: July 13, 2024

    What after JAIIB/CAIIB???

    Bhanu Srivastav
    Best Answer
    Bhanu Srivastav Developer https://www.amazon.in/stores/author/B089MDS664/about

    After completing the Junior Associate of the Indian Institute of Bankers (JAIIB) and the Certified Associate of the Indian Institute of Bankers (CAIIB) exams, several avenues are available for further career advancement in Indian banking. These opportunities range from pursuing additional certificatRead more

    After completing the Junior Associate of the Indian Institute of Bankers (JAIIB) and the Certified Associate of the Indian Institute of Bankers (CAIIB) exams, several avenues are available for further career advancement in Indian banking. These opportunities range from pursuing additional certifications to aiming for higher positions within the bank. Here’s a detailed, practical answer to the question “What after JAIIB and CAIIB?”:

    1. Advanced Certifications

    • Specialized Certifications: The Indian Institute of Banking and Finance (IIBF) offers various specialized certifications in areas such as Risk Management, Treasury Management, Credit Management, and International Banking. These can help you develop expertise in specific domains and open up opportunities for niche roles within the bank.
    • AML/KYC Certification: Anti-Money Laundering (AML) and Know Your Customer (KYC) certifications can enhance your understanding of compliance and regulatory requirements, which are crucial for roles in compliance departments.
    • Certified Financial Planner (CFP): This certification can be beneficial if you are interested in personal financial planning and advisory roles.

    2. Postgraduate Studies

    • MBA in Finance: An MBA can significantly boost your career prospects, providing managerial skills and a deeper understanding of financial management. It can open doors to leadership roles within the banking sector.
    • Postgraduate Diplomas: Consider postgraduate diplomas in Banking and Finance, Financial Services, or related fields. These programs are often shorter than an MBA but still provide valuable knowledge and skills.

    3. Promotional Exams

    • Internal Promotion Exams: Most banks conduct internal exams for promotions to higher grades. Preparing for these exams and performing well can lead to quicker promotions and salary increments.

    4. Professional Growth and Networking

    • Join Professional Associations: Becoming a member of professional associations like the Institute of Chartered Accountants of India (ICAI) or the Indian Bankers Association (IBA) can provide networking opportunities, professional development resources, and industry insights.
    • Attend Workshops and Seminars: Regularly attending industry workshops, seminars, and conferences can help you stay updated with the latest trends and developments in banking and finance.

    5. Leadership and Management Roles

    • Branch Management: After JAIIB and CAIIB, you are better positioned to take on branch management roles, overseeing branch operations, staff, and customer service.
    • Specialized Department Leadership: Positions in specialized departments such as credit, forex, or treasury management become more accessible with the added qualifications and experience.

    6. Skill Development

    • Soft Skills: Enhance your soft skills, including communication, leadership, and problem-solving abilities. These are crucial for higher management roles.
    • Technical Skills: Gain proficiency in banking software, data analysis, and financial modeling. Technological advancements in banking require professionals to be adept in these areas.

    7. Exploring New Roles

    • Consulting: With significant experience and qualifications, you can explore consulting roles within the banking sector, providing expertise to banks and financial institutions.
    • Teaching and Training: Experienced bankers with advanced qualifications can move into academia or training roles, teaching new bankers or conducting professional training sessions.

    8. International Opportunities

    • Global Certifications: Consider certifications like CFA (Chartered Financial Analyst) or FRM (Financial Risk Manager) if you are looking for international career opportunities. These are globally recognized and can open doors to international banking roles.

    9. Entrepreneurial Ventures

    • Financial Services: With comprehensive banking knowledge, you might consider starting your own financial consultancy or advisory firm.
    • Fintech: The rise of fintech offers opportunities for entrepreneurial bankers to innovate and create new financial products and services.

    By continuing to build on the foundation provided by JAIIB and CAIIB, you can achieve significant professional growth and explore diverse career paths within the banking industry.

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